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Fiona James
Mortgage broker in Torquay · Exe Mortgages Ltd
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FCA 705340 check the register
“With nearly 30 years experience, I work with you and your ideas, rather than for the mortgage lenders.”
About Fiona
Buying a home is one of the biggest financial decisions you'll ever make, and my job is to make the process clearer, less stressful and easier to navigate. For almost 30 years, I've been helping people across the South West and beyond secure the right mortgage and protection solutions for their circumstances. I particularly enjoy helping first-time buyers, clients with complex income, including the self-employed and contractors, and those taking on renovation or self-build projects. Unlike a comparison site, I take the time to understand your goals and recommend solutions tailored to you. Our first conversation is a friendly, no-obligation chat, and if I don't think a purchase is right for you financially, I'll tell you honestly.
- First-time buyers
- Home movers
- Self-employed
- Company directors
- Contractors
- Past credit problems
- Landlords and buy to let
- Remortgages
- Shared ownership
- New builds
- Help from family with the deposit
- Larger loans
- Non-UK nationals
What Fiona's clients say
5.0on Google, 215 reviews · read them on Google
Torquay right nowBuying in Torquay right now
- Asking prices above what sales support
- 1%
- Typical sold price, semi-detached
- £280,000
- Homes buyers checked in October
- 112
Asking Gap Index, November 2026; HM Land Registry sales, November 2025 to October 2026. Updated monthly.
Check a Torquay home before you offerWhere Fiona works
Torquay (TQ)
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You pay us nothing, and we take no commission on any mortgage they arrange.