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Phil Gamblin
Mortgage broker in Cardiff · Oak Financial
Free initial advice · FCA 1015779 check the register
“I''m here to make the home-buying process easy and smooth, from start to finish!”
- First-time buyers
- Home movers
- Self-employed
- Company directors
- Past credit problems
- Remortgages
- Help from family with the deposit
What Phil's clients say
5.0on Google, 93 reviews · read them on Google
Cardiff right nowBuying in Cardiff right now
- Asking prices above what sales support
- 1.2%
- Typical sold price, semi-detached
- £248,500
- Homes buyers checked in October
- 112
Asking Gap Index, November 2026; HM Land Registry sales, November 2025 to October 2026. Updated monthly.
Check a Cardiff home before you offerWhere Phil works
Cardiff (CF)
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You pay us nothing, and we take no commission on any mortgage they arrange.